Insurance Pricing

Simple Pricing for Comprehensive Coverage

Tailored pricing for the treatments you perform.

Varying categories to make it easy to choose the coverage that fits your services. With flexible limits and options for both emerging and advanced treatments, you can build a policy that supports your business with confidence.

Disclaimer: Indications are based on the lowest limits available for each Policy type shown and subject to a completed application with satisfactory answering of claims and disclosure questions.

Policy 01
Essentials Policy
This entry-level policy is designed for cosmetic practitioners offering foundational treatments. It provides reliable protection for cosmetic injectables and skin therapies, giving practitioners essential coverage at an accessible price.

With flexible limits and coverage tailored to your scope of practice, this policy supports cosmetic professionals who deliver non-surgical cosmetic treatments across Australia.

Essentials Policy

Premium is an indication for only one treatment provider wording in the business or working as an employee in someone else’s business

$385

$4,620

Starting at $1m Professional Indemnity and $10m Liability

Limits available up to $20m Professional Indemnity and $20m Public-Product Liability

Can include any of:

  • Cosmetic injectables
  • PRP/PRF inc bio filler
  • Chemical peels to 60% strength
  • Skin needling
  • LED light therapy
  • IV therapy
Policy 02
Essentials Plus
The Essentials Plus Policy is ideal for practitioners growing their practice and treatment offerings. It offers cover for additional treatments for cosmetic nurses expanding their treatment offering.

Designed to support growing practices, this policy provides flexible limits and reliable protection for a wider range of cosmetic and skin treatments performed across Australia.

Essentials Plus

Price and info are indications for sole traders/
individual

$600

$7,200

Starting at $1m Professional Indemnity and $10m Liability

Limits available up to $20m Professional Indemnity and $20m Public-Product Liability

Any of Essentials – Plus:

  • PDO monos
  • Radio frequency/micro current treatments
  • HIFU/Ultrasound/Ultherapy
  • Cosmetic Tattooing
  • Tixel
  • Skin peels over 60% strength
  • Plasma pen
  • And more
Policy 03
Premium policy
Our Premium Policy is designed for practitioners offering a wider range of cosmetic treatments. It provides cover for higher risk treatments, making it ideal for those delivering more advanced services.

With generous limits and comprehensive protection, this policy supports practitioners who want maximum confidence and coverage while performing a full suite of cosmetic injectable and skin treatments.

Premium Policy

Price and info are indications for sole traders/
individual

$900

$10,800

Starting at $1m Professional Indemnity and $10m Liability

Limits available up to $20m Professional Indemnity and $20m Public-Product Liability

Can include any of:

  • Laser/IPL/VPL/BBL
  • Laser tattoo removal
  • Cryoliploysis
  • COG/Barbed/Lifting threads
  • Sclerotherapy
  • Genital treatments
Policy 04
Cosmetic clinics employing treatment staff
Our clinic policy is designed to provide cover for Cosmetic clinics and their employees for the treatment they provide.

Protecting your clinic and employees.

Cosmetic clinics employing treatment staff

Price and info are indications for sole traders/
individual

$900

$10,800

Starting at $1m Professional Indemnity and $10m Liability

Limits available up to $20m Professional Indemnity and $20m Public-Product Liability

Can include any of:

  • Laser/IPL/VPL/BBL
  • Laser tattoo removal
  • Cryoliploysis
  • COG/Barbed/Lifting threads
  • Sclerotherapy
  • Genital treatments