Insurance Products

Tailored Coverage for Your Cosmetic Business

Our Core Services

01
Professional Indemnity and Public-Product Liability
02
Business Insurance
03
Management Liability Insurance
04
Cyber Insurance
Service 01
Professional Indemnity and Public-Product Liability

Professional Indemnity and Public-Product Liability Insurance is designed to protect you from claims arising out of your healthcare services and business. This comprehensive coverage provides cover for claims made against in connection to treatments or services you have provided or injury/damage to third parties and their property in connection to your business.

  • Coverage for allegations of negligence or errors in your healthcare treatments and services
  • Coverage for personal injury or property damage allegations against you or your business
  • Coverage for legal defence costs to defend against insurable claims
  • Coverage for investigations by regulatory bodies (AHPRA, HCCC, OHO, etc).
Service 02
Business Insurance

Business Insurance is designed to protect your practice from a range of risks arising from loss or damage to the items you own eg the building, contents, stock, interruption to earning business income. You can tailor your policy to provide cover to your needs to provide peace of mind, so you can focus on what matters most — your clients.

  • Coverage for property owned at your clinic which may include the building, your contents, stock, theft, glass, money, loss of income after insurable property damage, equipment breakdown, loss of refrigerated medications/stock, tax audit, items away form your clinic and more.
  • Flexible solutions that can grow with your business
Service 03
Management Liability Insurance

Management Liability Insurance protects your business directors and officers, for claims arising from allegations of mismanagement. We can organise coverage to safeguard your directors and managers for claims in connection to:

  • Alleged wrongful acts by directors and officers
  • Breach of statutory duties
  • Employment practices claims (e.g., unfair dismissal, discrimination)
  • Workplace investigations
  • Crime (dishonest acts such as employee theft or fraud)
  • Company liability for wrongful acts by directors or officers
Service 04
Cyber Insurance

Cyber Insurance protects your business from the growing risks of data breaches, cyberattacks, and online fraud. In today’s digital world, having the right coverage is essential to safeguard your practice against potential threats, financial loss, and reputational damage caused by cyber incidents.

  • Coverage for data breaches, hacking, and cyberattacks
  • Protection against financial losses from online fraud or theft
  • Support for legal and regulatory costs in case of a cyber incident